/* Lance Hulsey Broker — brand: navy #31507a, steel #6380a8, red #ce011f */
:root{
  --navy:#31507a; --navy-dark:#243c5e; --steel:#6380a8; --red:#ce011f;
  --ink:#1c2530; --gray:#5b6673; --line:#e3e8ee; --bg:#f7f9fb; --white:#fff;
  --radius:12px; --shadow:0 4px 24px rgba(28,37,48,.08);
  --font:'Source Sans 3','Segoe UI',system-ui,-apple-system,sans-serif;
  --serif:'Lora',Georgia,serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.6;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1120px;margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:var(--serif);line-height:1.2;color:var(--navy-dark)}
h1{font-size:clamp(2rem,4.5vw,3.1rem)}
h2{font-size:clamp(1.5rem,3vw,2.1rem);margin-bottom:.6em}
h3{font-size:1.2rem;margin-bottom:.4em}
p{margin-bottom:1em}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.8rem;font-weight:700;color:var(--red);margin-bottom:.5em}
section{padding:64px 0}
section.alt{background:var(--bg)}

/* Header */
.topbar{background:var(--navy-dark);color:#dce5f0;font-size:.85rem;padding:6px 0}
.topbar .container{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.topbar a{color:#fff}
header.site{position:sticky;top:0;z-index:50;background:var(--white);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;max-width:1120px;margin:0 auto}
.brand{display:flex;align-items:center;gap:12px;font-family:var(--serif);font-weight:600;font-size:1.15rem;color:var(--navy-dark)}
.brand img{width:44px;height:44px}
.brand small{display:block;font-family:var(--font);font-size:.72rem;color:var(--gray);letter-spacing:.08em;text-transform:uppercase}
nav.menu{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
nav.menu a{font-weight:600;font-size:.95rem;color:var(--ink)}
nav.menu a:hover{color:var(--red);text-decoration:none}
nav.menu a.active{color:var(--red)}
.btn{display:inline-block;background:var(--red);color:#fff!important;font-weight:700;padding:12px 26px;border-radius:8px;border:none;font-size:1rem;cursor:pointer}
.btn:hover{background:#a80019;text-decoration:none}
.btn.ghost{background:transparent;color:var(--navy)!important;border:2px solid var(--navy)}
.btn.ghost:hover{background:var(--navy);color:#fff!important}
.btn.navy{background:var(--navy)}
.btn.navy:hover{background:var(--navy-dark)}
#menu-toggle{display:none}
.hamburger{display:none;font-size:1.7rem;background:none;border:none;color:var(--navy-dark);cursor:pointer}

/* Hero */
.hero{background:linear-gradient(135deg,var(--navy-dark) 0%,var(--navy) 55%,var(--steel) 100%);color:#fff;padding:72px 0}
.hero h1{color:#fff}
.hero .sub{color:#d7e1ef;font-size:1.15rem;max-width:640px}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center}
.hero img.portrait{border-radius:var(--radius);box-shadow:var(--shadow)}
.hero .cred{color:#b9c9de;font-size:.9rem;margin-top:1em}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin:18px 0}
.badge{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);padding:6px 14px;border-radius:999px;font-size:.85rem;font-weight:600}

/* Cards */
.grid{display:grid;gap:24px}
.grid.c2{grid-template-columns:repeat(2,1fr)}
.grid.c3{grid-template-columns:repeat(3,1fr)}
.grid.c4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.card h3{color:var(--navy)}
.card .num{font-family:var(--serif);font-size:2rem;color:var(--red);font-weight:700;line-height:1}
.stat{text-align:center}
.stat .n{font-family:var(--serif);font-size:2.4rem;color:var(--navy);font-weight:700}
.stat .l{color:var(--gray);font-size:.9rem;text-transform:uppercase;letter-spacing:.08em}

/* Testimonials */
blockquote{background:var(--white);border-left:4px solid var(--red);border-radius:0 var(--radius) var(--radius) 0;padding:24px 28px;box-shadow:var(--shadow);font-size:1rem}
blockquote footer{margin-top:12px;font-weight:700;color:var(--navy)}
.stars{color:#e8a80c;letter-spacing:2px}

/* Areas */
.chiplist{display:flex;flex-wrap:wrap;gap:10px;margin:16px 0}
.chip{background:var(--bg);border:1px solid var(--line);padding:8px 16px;border-radius:999px;font-size:.9rem;font-weight:600;color:var(--navy)}
.chip:hover{background:var(--navy);color:#fff;text-decoration:none}

/* FAQ */
details{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:18px 22px;margin-bottom:12px}
details summary{font-weight:700;color:var(--navy-dark);cursor:pointer;font-size:1.02rem}
details[open]{box-shadow:var(--shadow)}
details p{margin-top:10px;margin-bottom:0;color:var(--gray)}

/* Forms */
form.lead{display:grid;gap:14px}
form.lead label{font-weight:700;font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;color:var(--navy-dark)}
form.lead input,form.lead select,form.lead textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:8px;font-family:var(--font);font-size:1rem;background:var(--white)}
form.lead input:focus,form.lead select:focus,form.lead textarea:focus{outline:2px solid var(--steel)}
form.lead .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
form.lead .consent{display:flex;gap:10px;align-items:flex-start;font-size:.83rem;color:var(--gray)}
form.lead .consent input{width:auto;margin-top:4px}
.hidden{display:none}

/* CTA band */
.cta-band{background:var(--navy-dark);color:#fff;text-align:center;padding:56px 24px}
.cta-band h2{color:#fff}
.cta-band p{color:#c6d3e4;max-width:620px;margin:0 auto 1.4em}

/* Footer */
footer.site{background:var(--ink);color:#aeb9c6;font-size:.9rem;padding:56px 0 32px}
footer.site h4{color:#fff;font-size:.95rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:14px}
footer.site a{color:#d6dee8}
footer.site .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:36px;margin-bottom:36px}
footer.site ul{list-style:none}
footer.site li{margin-bottom:8px}
.legal{border-top:1px solid #313d4b;padding-top:24px;font-size:.8rem;color:#7e8a99}
.social{display:flex;gap:14px;margin-top:14px}
.social a{display:inline-flex;width:36px;height:36px;border-radius:50%;background:#313d4b;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:.8rem}
.social a:hover{background:var(--red);text-decoration:none}

.breadcrumbs{font-size:.85rem;color:var(--gray);padding:18px 0 0}
.pagehead{background:linear-gradient(135deg,var(--navy-dark),var(--navy));color:#fff;padding:56px 0}
.pagehead h1{color:#fff}
.pagehead p{color:#cdd9e8;max-width:680px}
.note{font-size:.85rem;color:var(--gray);border-top:1px solid var(--line);padding-top:16px;margin-top:24px}

@media(max-width:900px){
  .grid.c3,.grid.c4{grid-template-columns:repeat(2,1fr)}
  .hero-grid{grid-template-columns:1fr}
  .hero img.portrait{max-width:340px}
  footer.site .cols{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .grid.c2,.grid.c3,.grid.c4{grid-template-columns:1fr}
  form.lead .row{grid-template-columns:1fr}
  .hamburger{display:block}
  nav.menu{display:none;position:absolute;top:100%;left:0;right:0;background:var(--white);flex-direction:column;padding:20px;border-bottom:1px solid var(--line);gap:14px}
  #menu-toggle:checked ~ nav.menu{display:flex}
}